Settle any timepenalty-free
Direct lender with no fees
Make overpaymentsat any time
Making Guarantor Loans Possible
Representative APR (Variable) Example:
If you borrow £1,000.00 over 18 months at a flat rate of 39.0% per annum [fixed], and with a representative 46.9% APR, you will make a total repayment of £1,336.57. The total charge for credit is £336.57.
⚠️ Important: Although guarantor loans may present lower risk for the borrower, missed or late repayments can negatively affect both the borrower’s and the guarantor’s credit records. Both parties remain fully responsible for meeting repayment obligations.
Your Guarantor Loan Application Process
We can complete and pay out your Loan the same day*
Application
Work out how much you want to borrow and apply using this form.
Approval
Your application will be assessed by a senior underwriter.
Guarantor
The guarantor is invited to complete their part of the application.
Review
The final application is assessed and where approved, proceeds for payout
Signatures
You both sign your loan agreement electronically online.
Payout
Receive your funds in your bank account the same day*.
